6 Ways to Get Cheaper Car Insurance

car insurance

Are you one of the millions of people who are paying over the odds for car insurance? Recent surveys have shown that nearly half the population of the UK are spending too much, which is why you should follow the steps below to get cheaper car insurance.

Compare quotes

Over the last few years there has been a significant increase in the number of price comparison websites appearing on the internet. With this in mind, you should always compare quotes on these sites to get the cheapest car insurance possible.

These websites are extremely easy to use. You simply fill in your details and then click a button, and within a few minutes you will have multiple quotes to look through. You could save hundreds on your car insurance, so it’s definitely worth a try.

Increase voluntary excess

Another way to get cheaper car insurance is to increase voluntary excess. This means that you are prepared to pay more towards repairs caused by an accident. When you do this, then your premiums will be lower, saving you a bundle in the long run.

Alarm your car

Car insurance companies like to see that you are taking safety precautions with your car, which is why fitting an approved alarm can result in you getting cheaper car insurance.

In fact, by having an alarm on your car, you can easily get a discount of around 5% on your car insurance premium.

Mileage restriction

When applying for car insurance, one of the questions you will be asked is how many miles you intend to drive the car each year. In order to lower your premium, it’s a good idea to restrict the amount of miles you drive.

For example, if you could cut off 10,000 miles a year, then this could easily result in a saving of around Ј100 to Ј200.

Use a garage

If at all possible, it’s a good idea to use a garage to keep your car in overnight. Parking your car on the street will always result in more expensive car insurance, as it has a greater chance of being stolen or vandalised.

Keeping your car in a garage means it’s a lot safer, and this will be reflected in the price you have to pay for insurance.

Be a safer driver

Obviously, the more of a safer driver you are, the less chance of you being involved in an accident. This is why you should consider taking an advanced driving course, so you can get a certificate to show car insurers and get lower premiums.

Randy Fertitta writes on many different topics such as insurance, payday loans, and legal issues. You can see more of his work at www.whiteloans.co.uk